Health, Life, and Disability Benefits
Vacation/Holiday/Personal Leave Benefits
Education and Training Benefits
Our compensation package includes annual
performance and salary reviews as well as an incentive bonus program.
Performance Plus Bonus Program
Our Performance Plus Program is an incentive compensation plan designed
to recognize and reward associate achievement and company success over
a defined goal period. There are two Performance Plus goal periods during
the year, and these bonuses can represent a significant part of an associate's
overall compensation. Bonus awards are based on a combination of individual
and corporate financial performance.
401(k) Savings Plan
A plan that allows associates to save up to 75% of their pay on a pre-tax basis for retirement.
The company will make a matching contribution equal to 50% of each associate's savings contribution
up to 4% of their pay, plus 100% of any savings contribution over 4% of an associate's pay,
up to 6% of their pay.
Americo provides all associates with either covered parking or a monthly bus pass, depending on the associates' preference.
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A comprehensive health care program is optionally available to associates and their eligible dependents. Required contributions
are made through payroll deductions on a pre-tax basis, where applicable.
A High Deductible health plan including an HSA account is available to associates and their eligible dependents including:
Discounts are available for non-smokers. Reimbursement for completion of a smoking cessation plan is available.
- Set up of an HSA account tied to the High Deductible Plan
- Employer and Employee contributions to the HSA available
- Prescription Benefits along with the High Deductible Plan
The Traditional Dental PPO Plan is designed to provide comprehensive coverage
to meet the dental needs of associates and their eligible dependents.
The plan also includes orthodonture for dependents.
This company-paid benefit provides associates and their eligible dependents
10%-60% discount savings on eyewear, eye exams, contact lenses, and non-prescription
sunglasses when utilizing a participating provider.
Associates receive company paid basic life coverage of two times their annual salary up to a maximum of $500,000 overall coverage.
Associates also have the opportunity to purchase additional supplementary life insurance coverage of up to one, two, or three times
their annual salary. Spousal coverage is also available.
Personal Accident Insurance
This associate-paid coverage provides a benefit for associates and their
family members who incur a loss that is accident-related.
This company-paid short-term income replacement benefit provides associates
with a benefit amount that is based on length of service.
Long-Term Disability (LTD)
This company-paid benefit provides associates with 60% of their monthly
earnings up to a maximum monthly benefit of $10,000 when they become disabled.
Qualifying disability period for this benefit is 180 days.
This benefit allows associates to set aside part of their salary to cover
(a) group medical/dental insurance premiums, (b) health expenses not covered
by insurance, and (c) cost of dependent care, all before incurring taxes
on these amounts.
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As a part of the company's commitment to promote good health, the company
will make a contribution to an associate's 125-C health flexible spending
account if the associate participates in the company's annual health profile
and is a non-smoker.
Created to provide associates with an opportunity to periodically monitor
certain health indicators revealed in a confidential health profile sponsored
by the company at no cost to associates.
Employee Assistance Plan
Offered to assist associates and their family members with confidential counseling and guidance to deal with and overcome certain
issues including legal and financial help.
Smoke-Free Work Environment
Americo offers a smoke-free work environment for all associates and visitors.
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Associates accrue vacation time based on their number of years of service.
They are eligible to take any accrued vacation after completing six months
Full-time associates receive ten paid holidays per year.
This program has been designed to provide full-time associates with paid
time off to be used for all necessary absences caused by personal illness,
immediate family member illness, emergencies at home, medical appointments,
and other approved absences.
Full-time associates are eligible to participate in the company's tuition
reimbursement program created to provide eligible associates resources
for continuing education.
Life Office Management Association
All associates are encouraged to participate in the company-paid LOMA
educational opportunities. Bonuses are available for full-time associates
who successfully complete LOMA courses.
529 College Savings Plan
A plan designed as an easy way to invest for college education. Americo
offers two 529 Education Savings Programs which offer tax-deferred earnings
growth and other tax advantages.
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Comp & Benefits
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