Americo Financial Life and Annuity Insurance Company
 
Innovative Products

for All Stages of Life

 

Americo is dedicated to product innovation and meeting the needs of individuals, businesses, and families through all stages of life. We focus our resources on providing you with life insurance and annuity solutions specifically suited to meet your needs.


Your family depends on you for emotional and financial support. So, if anything should unexpectedly happen to you, life insurance can help you keep your family safe and secure in the years ahead. Or, if you're simply looking for a way to transfer your wealth, life insurance may be a financially sound way to accomplish this. Americo offers a strong portfolio of term life, whole life, and traditional and indexed universal life products designed to protect you and your family through all stages of life.


Many families are forced to leave the family home due to economic hardship caused by death, disability or unemployment. Are you prepared for the unexpected? Americo's Home Mortgage Series is a portfolio of term life insurance products and optional riders that can help you and your family keep your home and your valuable insurance protection if the unexpected happens. It is affordable protection you and your family can count on when you may need it most.*

*Home Mortgage Series and the Riders are offered on an individual or group basis depending upon the state. Home Mortgage Series (Policy Series 174/234). Terms and conditions are set forth in the Individual Policy, if applicable, or the Group Policy Series 234, issued to the Trustee of Wilmington Trust Company, Wilmington, Delaware, and are subject to the laws of the state in which it is issued. A certificate of coverage will be issued to persons who become insured under the group plan. Products are underwritten by Americo Financial Life and Annuity Insurance Company, and may vary in accordance with state laws. Some products and benefits may not be available in all states or for all periods. Certain restrictions apply. Riders are optional and available for an additional cost. Consult policy and riders for all limitations and exclusions.


Americo's premier selection of annuity products can be specifically suited for your needs. Whether it's to serve as a foundation for wealth accumulation, wealth transfer, or to protect your retirement nest egg, we have an annuity for you.

Annuities provide tax-deferred growth, liquidity, and income options, plus a death benefit that may bypass the costs and delays of probate. An annuity could be right for you if you:

  • prefer to delay your taxes to a later date
  • are already contributing all you can to your IRA or qualified plan
  • are comfortable that you won't need extra money immediately
  • prefer a minimum guaranteed interest rate
Americo's array of products includes fixed indexed annuities that are based on the performance of an Index, which provides you with all the upside potential and none of the downside risk of the market.

Neither Americo Financial Life and Annuity Insurance Company (Americo) nor any agent representing Americo is authorized to give legal or tax advice. Tax information is subject to interpretation of current tax laws. Please consult a qualified, professional legal or tax advisor for your individual circumstances.


Bring peace of mind today by preparing for tomorrow. Our Ultra Protector products make it easy and affordable to take care of your final expenses.

Every day, families are faced with the difficult task of saying goodbye to loved ones. As hard as it is to deal with the loss, unexpected costs can create a financial burden on family members, making this time even harder. Give your family the gift of a plan and the comfort of knowing they will not have to dip into savings to pay for your final expenses by planning ahead. By purchasing a life insurance policy, you can rest easy knowing that your family will have the extra support of a death benefit to help cover those unexpected costs. Ultra Protector allows you to easily prepare for future expenses by utilizing the benefits of whole life insurance. With a simple application process, affordable premiums, and various premium payment methods, it is easy to protect your loved ones and show them how much you care.

*Ultra Protector Series (Policy Series 281/282/283/284) is underwritten by Americo Financial Life and Annuity Insurance Company, and may vary in accordance with state laws. Some products and benefits may not be available in all states or for all periods. Certain restrictions apply. Consult policy and riders for all limitations and exclusions.

 

 

Americo Financial Life and Annuity Insurance Company is authorized to conduct the business of insurance in the District of Columbia and all states except AK, NY, and VT.