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Innovative Product and Processes

Final Expense Market

Products and processes designed with our agents in mind. Our easy-to-use eApplication with an instant decision process allows you to write more business and get paid faster.

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Mortgage Protection

  • Cash Back Option
  • Death benefit paid in monthly income payments
  • Living Benefit Riders included at no additional cost
  • eApplication with instant decision in most cases
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Medicare Supplement

  • 10% Household Discount
  • No policy fee
  • Competitive rates
  • Easy application process
  • Voice, tablet, & electronic signature options available
  • Policy eDelivery available
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Income Protection

  • Deferred annuity that locks in a predictable, guaranteed lifetime income stream at a future date for clients worried about outliving their nest eggs.
  • Death benefits paid in monthly income payments to match your clients mortgage payments
  • Social Security income replacement solution to help a surviving spouse adjust to receiving only one Social Security Benefit.
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Annuities

Strong portfolio of wealth accumulation products.

Wealth Transfer

Specially designed to help seniors leave a larger, income-tax free death benefit.

  • Provides a lifetime guaranteed death benefit that passes to beneficiaries income tax-free and possibly outside of probate.1
  • May immediately provide a much larger legacy for heirs.
  • Living benefits available for permanent nursing home or hospital confinement.
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For agent use only. Not for public use.