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Plan for tomorrow, today.

Retirement should be a time to enjoy some well-deserved rest after many years of hard work. How and when you will save for retirement may be some of the most important financial decisions that you make in your life. You want peace of mind that your money is secure, has the opportunity to grow, and will be there when you need it. Our annuity and life insurance products are designed to provide solutions for the following situations:

  • Protecting against outliving your retirement savings
  • Income planning with safety and growth


An annuity is a retirement planning tool that offers safety, growth, and guarantees. All earnings in an annuity grow income tax-deferred until withdrawn. This means money that would have otherwise been used to pay taxes can remain in your annuity and compound over time. Annuities provide a stream of income payments that can be designed to fit your needs – even paying out over your entire lifetime.

Fixed Indexed Annuities

An indexed annuity is a type of fixed annuity in which the interest rate is based on the performance of a financial index, such as the S&P 500® Index. The interest paid is calculated based on changes in the index.

Indexed annuities offer the potential to outperform traditional fixed annuities when there are gains in the index. However, unlike variable annuities, index annuities offer downside protection. This means even if the index declines, the annuity will not lose value. Also, once earnings are calculated they are locked in for life – they never change as a result of poor market conditions.

Multi-Year Guaranteed Annuities (MYGA)

A multi-year guaranteed annuity, or MYGA, is an annuity that provides a guaranteed fixed interest rate for a specified period of time.

Life Insurance

Permanent, whole life insurance offers protection for your entire life. As long as you continue to pay the premiums, your policy remains active. Even as you get older and your health changes – you can count on your life insurance policy to help bring financial security to your loved ones.